Employers in Sydney are required to provide compulsory insurance compensation to their employees. Workcover claims Sydney is part of the compulsory insurance compensation required from employers.
While different rules and coverage schemes are with different Sydney companies, every employee should be able to make Workcover claims, Sydney when they get injured at work. Workcover claims, Sydney ensures that employees are provided weekly Workcover benefits when they get sick or injured in the workplace. Weekly Workcover claims include:
- Hospital and medical expenses
- Compensation for certain personal items
- Rehabilitation expenses
- Permanent impairment lump sum payments
Workcover claims follow basic criteria, including:
- You are an employee
- Your injury or disease happened in the workplace
Injuries/medical conditions covered by Workcover Claims
Workcover claims cover many types of work-related injuries and diseases. It includes:
- Permanent injury
- Lifting injuries
- Industrial deafness
- Psychological injury
- Respiratory and asbestos conditions
- Muscular injuries
- Office-related injuries
- Back injuries
- Burn injuries
- Head injuries
- Toxic chemical injuries
- RSI injuries
- Construction site injuries
You are entitled to income replacement and medical benefits if you have suffered any of the above work-related injuries.
The distinct challenge is pursuing Workcover claims for psychological injuries. Workcover compensation cannot be claimed when stressed at your work. A psychological injury must be recognised as caused by work that stops you from working effectively.
Common law Workcover Claim
Negligence shown on the part of the employer has to be proved for you to be able to pursue a common law Workcover claim.
Workcover Lump sum compensation
Suffering permanent impairment caused by workplace injuries allows an employee to file for Workcover lump sum compensation.
Steps to start a Workcover claim
The steps to start a Workcover claim include:
- Reporting the injury within 30 days. Failure to do so will also forfeit your claim
- Get a Workcover medical certificate from your medical practitioner and lodging same along with your Workcover claim to your employer
- Allow a certain period for a Workcover insurer to review your claim
- Medical expenses and weekly payments are immediately paid when the claim is accepted
- Hire an experienced Workcover injury lawyer when you plan to claim for a lump sum payment.
Maximising Workcover payments
Provide the right information
The right information should be filled out in your Workcover form. It includes shift allowances and penalties and correct pay at the time of the injury. Pay rate information should also be provided if you have other employment.
Maximising weekly compensation payments means the proper recording of the rate pay in the claim form.
Provide the proper documentation
Facts about your circumstances and injuries should be properly documented to be able to maximise your Workcover compensation. It’s best to investigate your eligibility for a lump sum Workcover compensation payment.
Hire a good lawyer to take care of your Workcover claim
Clearer monetary compensations are ensured when you opt to hire an experienced and reliable workplace accident lawyer. It is especially crucial when it’s not clear whether your injuries are work-related, but requires long non-working periods, resulting in permanent disability, or require long medical treatment.
The help of a compensation lawyer in Sydney on how to make a workcover claim in Sydney is important to ensure that the claimant gets compensation from an employer as a result of their negligence.